Uninsured & Underinsured Motorist Coverage

Austin Uninsured Motorist Attorneys

Texas Underinsured Motorist Claim Attorney

If you have been injured by someone who does not have enough insurance coverage to pay for your damages, the lawyers at LBG Law Firm will help you seek compensation from your own insurance company.

Every car insurance policy sold in Texas automatically includes uninsured and underinsured motorist (UM/UIM) coverage, unless the insured elects to reject such coverage. Despite having underinsured or uninsured motorist coverage, many drivers do not file UM/UIM claims, sometimes because they are unaware of the coverage, sometimes because they are afraid their auto insurance rates will go up.

Your insurance company is required to treat you fairly or they may be subject to a claim for bad faith insurance practices. Your insurance company owes you a duty of utmost good faith and fair dealing when investigating and evaluating an underinsured or uninsured motorist claim.

Helping you get full compensation

Insurance companies will not make it easy for you to file a UM/UIM claim. A lawyer's experience and assistance is usually needed to help you get full compensation from your own insurance company.

Cases involving underinsured drivers need to be handled carefully to preserve your rights to compensation from your own UM/UIM coverage. If you settle your claim against the drunk driver, you could end up letting your own insurance company off the hook if you do not give your carrier proper notice of your claims.

Our lawyers understand Texas insurance law and are willing to take your case to court to help you get the compensation you deserve. Few insurers would want to take the risk of having a case involving an uninsured or underinsured drunk driver go before a Texas jury.

Free UM/UIM attorney consultation

For a free initial consultation about uninsured and underinsured motorist coverage, call a lawyer at our firm or fill out our simple contact form.

We have offices in Austin and Houston. All meetings are by appointment only. From our offices in Austin and Houston, we will travel to drunk driver accident victims throughout Texas.

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