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Austin Car Accident Attorney
No one is allowed to needlessly endanger another. Right after an accident or car wreck, the responsible person's insurance is not going to write a check for medical bills and lost wages. They will often wait months or longer to evaluate a claim and offer compensation that may not include all of your compensable damages. So what should you do about medical bills?
At Leonard B. Gabbay, P.C., we urge accident victims to have their injuries checked by doctors and documented as soon as possible so that they can receive the appropriate and proper medical attention that they deserve. But who will pick up the tab for your medical treatment, your own automobile insurance, your health insurance, or the insurance company of the driver responsible for your injuries?
We have extensive personal injury litigation experience and can ensure that you understand your rights regarding medical bills and other damages after an accident. Call us today at 512-472-0404 or toll free at 877-472-0404 for a free initial consultation.
Your Own Health Insurance?
After an accident, even one which results in catastrophic injuries, your own health insurance, if you have any, is the first place to turn to in order to cover your medical bills; that's why you pay your premiums. Your medical insurance should cover most expenses, including bills for ambulance services, emergency room, diagnostic testing, prescriptions, physical therapy and follow up visits with doctors.
Your Auto Insurance?
Another source for immediate help is your auto policy's personal injury protection (PIP) coverage. This will cover reasonable and necessary medical expenses resulting from the collision. The minimum PIP coverage on policies in Texas is $2,500 which coverage should pay your reasonable and necessary medical treatment or a combination of your medical and 80 percent of your documented wage loss up to the amount of your coverage.
Documentation Is Crucial — Take Photographs
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If you have been injured, it cannot be stressed enough how important it is to make sure your injuries are properly treated and also documented. This includes taking photos of the scene and of your injury, if possible, and gathering information from witnesses of the crash. Bruising, contusions and abrasions are very important to us in telling your story. To an insurance company, if we can't see it, it doesn't exist.
We Love What We Do and We're Good at It!
To find out how we can help you get the compensation you deserve for your injuries, contact us today for a free initial consultation with an Austin car accident lawyer.
